Trent Hamm’s Funniest Post

That's the scalp of a man who mixes 2 parts vinegar to 5 parts bar soap residue to create his own shampoo.

 

We’re running out of adjectives to describe this halfwit. Or synonyms for halfwit, at any rate.

Maybe Trent Hamm of The Simple Dollar fancies himself as the self-help guru for our generation and generations to come. Or, judging by his cornpone naivete, for previous generations. But even Napoleon Hill never wrote like this a century ago. He would have found Trent Hamm’s style of writing a little too expository and vacuous. Yet Trent Hamm remains convinced that he’s giving his readers something worthwhile when he pulls a passage such as this out of his, well, passage:

Take a thorough shower and clean yourself as much as you can. Use underarm deodorant as well. Cleaning yourself properly is the most valuable aspect of your personal appearance.

For a mother with an especially stilted manner, this is wonderful advice to give to her 8-year-old son, if they happen to live in Victorian England.

But Trent Hamm is a 30-something American who claims to function in the modern world. People actually read this dunderhead. By the way, his stratagem about taking showers (and using underarm deodorant) comes from the same invaluable post in which he tells us to brush our teeth.

We don’t want to ruin the ending for you, but there’s something in there about flossing and using mouthwash, too. With a clean body and a clean mouth (courtesy of Trent’s handy homemade toothpaste, no less), you’re ready to start the day. No, wait. One more thing:

Use a fragrance that smells good to you every day. For my own use, I have a small collection that I freely alternate between on a daily basis; I like every one of them that I use in this rotation. Among these are EternityEmporio ArmaniDreamerDolce and GabbanaAcqua di Gio, and Platinum Egoiste.

Where do we start? It’s going to require a few lines of pensive thought, represented by white space, to attack this in the proper fashion. You don’t eat an elephant in one bite.

 

 

 

 

 

 

 

 

 

 

 

 

Should we begin with the laughable grammar? No, that’s too easy. Let’s move on, but not before pointing out that you can’t “alternate”, freely or under orders, “between” only one collection.

Okay then, what about his penchant for filler? “I like every one of them that I use in this rotation.” Really? That’s odd. Most people hate the smells they choose to smother themselves in. No, still too easy. Come on, dig deeper.

Jesus H. This is a man who can write 2000 words on how if you’d started buying off-brand chicken bouillon cubes instead of those fancy Oxo ones the day the first trilobite walked out of the ocean, you’d have saved 4¢ by now. Yet he’s owns 5.9 more bottles of cologne than does the average man of non-Mediterranean descent. (Hamm, for what it’s worth, is as WASPy as a mud dauber.)

Seriously, who the hell wears cologne? Prices, on Google Shopping:

Eternity $12
Emporio Armani  50
Dreamer  33
Dolce & Gabbana  45
Acqua di Gio  62
Platinum Egoiste  79

 

First off, here at Control Your Cash we know a quick and easy way for the comically cheap Trent to save $281 on his cologne bill.

Let’s not forget that most of Hamm’s readership is female and has limited use for this advice. Unless he’s openly soliciting Christmas gifts from his readers, which we wouldn’t put past him.

However, if you are a woman and you ever have the following conversation with a man:

You: (sniffs) What is that?
Him: Oh, I’m wearing Dolce & Gabbana,

do humanity a favor and repeatedly kick that man in the vulva so hard that he loses all his senses except smell.

STOP RIGHT THERE.

Guys, you probably think that you take the bottle of fragrance (or as normal humans call it, cologne) and pour it on your chest and stomach. Why? Because you’re a The Simple Dollar reader and thus must have suffered cranial trauma at some point. But don’t worry, Uncle Trent has a safe (and frugal!) method for applying cologne. You too can smell like the men’s room at ghostbar. Here’s how:

Don’t apply them by spraying, just spray a bit on your hand and rub behind your ears and the sides of your neck with your moistened hand; this creates just the right level of fragrance for both men and women…

a)    “Don’t apply them by spraying, just spray”

b)   Who doesn’t have at least a semblance of an idea on how to apply cologne? Your humble blogger did it once, at his First Communion, and never forgot.

c)     If you made it to adulthood (or at the very least, an age when reading The Simple Dollar interests you) without knowing how to apply cologne, there’s no hope for you if you’re taking advice from a disembodied fat man’s voice on this piece of sheep feces that masquerades as a functional blog.

Trent continues:

…and it also prevents you from wasting it, meaning you’ll have many more applications per bottle.

There is nothing that Trent Hamm can’t turn into a ode to frugality. We wish we’d been there the day Trent and the long-suffering Madame Hamm tried to conceive their first child:

Her: What are you doing? I’m ovulating! Get it in there!
Him: Honey, we don’t want to waste it. We could save it for future applica–
Her: It regenerates inside you! And guess what? IT’S FREE!
Him: (ejaculates)

Buy only clothes that go well with the majority of other clothes in your wardrobe. I own only ten dress shirts and eight business casual pants and I work in an environment where business casual is a strongly expected mode of dress, yet I manage to regularly elicit comments on how well dressed I am. 

And that is the biggest lie that has ever been told.

Scroll back to the top of the page and get a good look at him. Breathe it all in, that shimmering example of masculine couture. No one, except possibly the clerk at the Goodwill store where Trent puts these ensembles together, has ever commented on how well dressed he is.

Furthermore, no one is this egotistical. Not even Deion Sanders would brag that people tell him what a sharp figure he cuts. Unless Trent is trying to be funny, but how is this humor? Where’s the payoff? Or is it all setup? For a clue, here’s a quote from February 10 of last year:

When I finally realized that the things I actually needed were incredibly minimal, I began to see how amazingly abundant my life was.

…I had reasonably good health. I had wonderful children. I had a good sense of humor. 

In his defense, he did use the past tense. So maybe there was a time when he indeed had a good sense of humor. Notwithstanding that “I have a good sense of humor” is one of the two self-contradictory sentences in semantic logic, the other being “This sentence is false.” Explicitly stating that you have a good sense of humor negates the possibility of you having one.

Whenever Trent’s sense of humor might have existed, it had to have been before he started The Simple Dollar. Because nowhere on that site is there anything approaching wit, wordplay, or even lightheartedness. We’ll send an autographed copy of Control Your Cash: Making Money Make Sense to the first person who can find a funny line anywhere in The Simple Dollar archives*.

*Line must be intentionally funny. There goes your free book.

Stupidity Before Bed, And After Every Meal

Trent Hamm, after flossing

 

Kudos yet again to everyone’s favorite purveyor of pointless personal finance advice, Trent Hamm of The Simple Dollar. Our hero has discovered a groundbreaking new way to avoid the tartar and dental caries that have plagued mankind since we started walking upright. Tired of having a smile that looks like a truck drove through it? You’re not going to believe how easy it is to solve that particular problem. Check out Trent, coming hard with the wisdom on November 5, 2009:

Brush your teeth. An unclean mouth is a perfect place for unwanted bacteria and germs to take root. Good oral hygiene reduces the chance for bacteria to grow in your mouth.

(Italics and boldface his.) And because repetition is the key to education, here’s another golden excerpt, this one from February 28, 2008:

Brush your teeth every day and floss them, too. Also, visit the dentist sometimes to make sure your teeth are still in good shape.

A clean mouth and clean teeth give you a nice smile and fresh breath, both of which are major positives for one’s personal appearance. It just takes a good scrubbing in the morning to cause it, so don’t skip over brushing your teeth.

No one’s going to remember something that complicated, so here’s yet another passage, from November 16, 2006:

Practice strong oral hygiene and use a strong mouthwash. Brush your teeth thoroughly at least twice a day; your breath is a key part of your appearance and “cover up” items such as Tic-Tacs often only work for a short while. It’s much better for your appearance to make sure your mouth is truly clean.

And finally (finally for our purposes, that is. We’re pretty sure Trent will still have much more to say about the value of brushing one’s teeth), here’s one from January 23, 2010:

…clean your teeth. If you have a habit of using more than just a dab of any product, read the directions and make sure you’re not over-using. If you’re using three times as much as you should, you’re buying three bottles for every one you actually need to buy.

Get the last little bit out. When the toothpaste tube seems empty, put the cap back on and cut off the bottom – you can still squeeze out a surprising amount.

Okay, so now that Trent has established that a good way to preserve the health of your teeth is to…

/going back to check, making sure we get it right

brush them, how to do so? Presumably, you’re going to need toothpaste to accomplish this bit of hygienic sorcery.

 

Aim is the cheapest toothpaste in existence. You don’t have to look hard to find it selling for around $1 for a 6-ounce tube. That’s less than a penny a brushing. Or as Trent would describe it, highway robbery courtesy of those rapacious capitalists at Church & Dwight. 

Trent was tired of Big Sodium Bicarbonate profiting off the mouths of the 99%. True to his pathologically frugal nature, he devoted a recent post to, of course, making your own toothpaste. At this point, we’re fairly impressed that he deigns to spew this drivel via a commercially manufactured computer, instead of one that he grew from saplings in his back yard. From last March 1:

The best recipe I’ve found is mixing 1/2 cup baking soda, 1/4 cup hydrogen peroxide, a packet of stevia (a natural sweetener that also is good for your teeth), and either a dash of cinnamon or a drop or two of peppermint oil (for flavor). Mix these together until they form a paste.

The baking soda and the hydrogen peroxide in the quantities required will run you about 30¢. Not to go Trent on you and spend inordinate amounts of time calculating minutiae, but we’re going somewhere with this. Trent continues:

For dispensing it, just head to the travel toiletries section of your local department store and pick out a small empty travel squirt container.

Yes, because when you’re already in the drugstore, it’s SO MUCH EASIER to pick out baking soda, hydrogen peroxide, stevia (assuming they sell stevia at Walgreens), cinnamon and/or peppermint oil, and small empty travel squirt containers, than to just walk over to aisle 6 and drop a single George Washington on a tube that someone else already went to the trouble of filling and sealing.

Oh, and is there anything missing from that list of ingredients? That is, between the sugar substitute and the chemical they use to clean bathroom tile with?

How about SODIUM FLUORIDE? You know, the ionic compound whose discovery spawned modern preventative dentistry as we know it? The stuff that does to cavities what The Simple Dollar does to common sense?

Look, we try to avoid all caps and boldface as much as possible. The intensity of our words alone should be enough. But good Lord, this idiot’s Rube Goldbergian methods are now going too far. Trent Hamm claims 750,000 or something readers per month. NONE of them have attempted to brew up a batch of Trent’s dangerous and counterproductive homemade dentifrice, probably not even the author himself. Which is good, because otherwise their teeth would start falling out. This NaHCO3H2Obouillabaisse of Trent’s creation is literally a recipe for disaster. What an imbecile.

Our Appearance On The Suze Orman Show!

Suze Orman

(Note: We deliberately waited a couple of weeks for this, hoping the hullabaloo would have subsided. It hasn’t. Also, even though we still have a few more posts scheduled for January, you can consider this our Financial Retard of the Month. No one else is going to top it.)

Here’s the transcript of our recent television appearance on The Suze Orman Show, hosted by America’s favorite financial professional. It has yet to air.

 

It’s The Suze Orman Show! Today, Suze’s guest is Greg McFarlane of Control Your Cash!

SUZE: I understand you and Betty Kincaid have written a book, and a series of e-books, and you say your website is different than other personal finance websites. How is it different?

GREG: It’s different because we call other people out on their horseshit. Can I say “horseshit” on TV?

SUZE: No, this is basic cable.

GREG: Well, it’s your guys’ FCC license. Not my problem.

Look, you created this ridiculous prepaid card a couple of weeks ago which would have been a horrible idea if Russell Brand was behind it. Instead, it’s you – the woman whom Oprah’s minions trust to teach them about personal finance because watching daytime TV is easier than thinking.

I have nothing against separating suckers from their money – if they’re willing to part with it, why should that be anyone else’s problem – but you do realize you’re destroying your credibility with this card, right?

SUZE: Hold. It. Right. There. Mister. The Approved Card is a revolution in personal finance. People can use it to improve—

GREG: No, I’m going to cut you off. It’s someone else’s turn to be the angry lesbian. You were going to say “…their credit scores”, which is laughable. How can a debit card improve, or worsen, someone’s credit score?

Just because this card gives people a free look at one of their three credit scores – a perk with a retail value of 0 – doesn’t mean it can improve anybody’s score.

SUZE: Nuh-uh –

GREG: Still talking. I give you credit for telling your audience that this card is going to cost them $3 a month. $36 a year for using their own money. But then you follow that up with the list of tremendous benefits they get for that $36. They’re the first things listed on your website.

One, free use of certain ATMs. You call that a cardholder benefit? That’s like telling people the card comes with its very own shiny magnetic stripe. And they don’t even get the free ATM use until they sign up for direct deposit. Not that they shouldn’t anyway, but again, how is this a benefit?

SUZE: It’s –

GREG: Rhetorical question. Sucks when a person just keeps on talking while you’re trying to interrupt, doesn’t it?

SUZE: Ye–

GREG: I’m not close to done. You list 5 more benefits, one of which is that “your deposits are individually insured up to $250,000.”

Of course they are! It’s a freaking bank! Anyone who keeps his money in a federally regulated institution, as opposed to a pickle jar in the back yard, gets this “perk”. My God, how do you live with yourself? Another rhetorical question, by the way. Free online bill pay, which almost every payee offers anyway. A free “emergency fund account”, whatever that is. How much money does your partner, Bancorp Bank, put in the account? I’ll let you answer.

SUZE: Zero, but –

GREG: And how much interest do these accounts earn?

SUZE: That’d be zero, too.

GREG: Thank you. And, cardholders get “free activity alerts and balance updates.” Again, that’s like telling them that if they walk into a branch, they’ll get free deposit slips. And the ink to fill them out with is on the house. I know Bancorp Bank doesn’t have branches, but hopefully you see the point I’m making.

SUZE: Now, you don’t have any credentials, so who are you to discuss personal finance with people?

GREG: No credentials? (chortle) You should see where we live. (snicker) And live. (guffaw) And live. Besides, aren’t you the one with the degree in social work?

You even charge people for replacement cards. I’ve been with multiple banks in my life, and no one’s ever done that. Nor do they charge me for the original card. You guys do. How is that better?

SUZE: It’s better because The Approved Card is better than cash. If your cash gets stolen –

GREG: You mean if someone tries to steal cash out of my wallet, on my person?

SUZE: Maybe.

GREG: Then I’ll shoot them. But I never carry more than a few bucks anyway, because I already have a debit card. From my bank. Not Bancorp Bank. And it’s free. There’s no monthly fee, there’s no fee for using in-network ATMs, my money’s guaranteed up to $250,000 – basically all the benefits your card promises, and none of the costs. Would you be interested in this Bank of Nevada VISA card that’s in my hand? You can apply right online. You’re rich, I can’t imagine that they’d turn you down.

SUZE: Exactly. My card is for people who aren’t rich yet.

GREG: Sister, your card is for people who will never be rich, largely because they’re swallowing advice undigested from an imbecile. Your card is only for people whose credit is already so horrible, no bank or credit union will let them open an account.

Again, I respect that you’re trying to get rich off people dumber than you. And if it were Carlos Mencia or Blake Griffin putting his name on this card, that’d be one thing.

SUZE: I didn’t just put my name on this card. I created it.

GREG: Yeah, you keep saying that, as if proud of this. But you telling people to spend money to spend their own money would be like Jillian Michaels telling people they can carve chessboard abs for themselves by eating Jillian Michaels®-brand strawberry cheesecake.

You’re a crock, a charlatan, a mountebank, a fraud, and those epithets are far more complimentary than what you had to say to anyone who disagreed with you during your recent Twitter meltdown. So I’m going to end this interview prematurely, with a ruffle and a flourish, and leave you to filibuster for the rest of the segment. I’m sure you’ve got plenty to tell your viewers about. Goodbye.

SUZE: Look, before you leave…where do you get your pantsuits?

GREG: This isn’t a pantsuit. These are just pants.

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