Our big beautiful new site and GIVEAWAY

If our website was a human, it'd look like this

Or this.

It’s finally up, largely thanks to the prettier half of the Control Your Cash team. Remember that hideous amalgamation of ugly coding and open tags that we used to call a website?  Yeah, neither do we. Things we learned while putting this current site together:

-Joomla! is slow and counterintuitive, as least for us.
-Everyone hates their host, us included.
-Only hire a company named Graphic Intrigue if you want missed deadlines, forgetful salespeople, zero artistic vision and the kind of socially stilted programmers who fit the stereotype. Also, because our site’s called Control Your Cash, we’re not going to tell you how much money we flushed down that particular urinal.

But enough. The new site’s up and you can actually take it home to Mom and not be embarrassed. To celebrate, we’re giving away the figurative store. Specifically, the following stuff:

A $100 American Express gift card, from Ask Mr Credit Card.

A $75 Amazon gift card, courtesy of Jeff at Deliver Away Debt.

A copy of TurboTax Premier – the same program Len Penzo uses when paying his annual tribute to Uncle Sam.

A copy of TurboTax Deluxe from Jeremy at Gen X Finance.

A $25 Amazon gift card from Kevin at Invest It Wisely. (Note: while Kevin and his site are Canadian – you can tell by his repeated use of the phrase “soya sauce” – the gift card is denominated in U.S. dollars.)

$25 PayPal cash from Max at Maximizing Money. That’s right, he’s just going to give you (somebody) money.

A $15 Amazon gift card from Ray at Squirrelers.

A copy of Money Academy for Couples, the e-book by Neal Frankle of Wealth Pilgrim.

Another copy of Money Academy for Couples.

Would you believe a 3rd copy of Money Academy for Couples? You should. This is no ordinary giveaway.

And of course, autographed copies of Control Your Cash. (Or if you prefer, Kindle copies that can’t be autographed but are infinitely more convenient.)

Here’s how to win:

1 point - “Like” us on Facebook
2 points
– Follow us on Twitter
5 points
– Tweet about “ControlYourCash.com”
6 points
- Comment on our blog, on a post dated after January 2011. “YOu’re blog is awsome” is not a comment.
7 points – Subscribe to our RSS feed. Yes, you get 7 points for performing the demanding task of clicking on that link.
20 points
– Review our book at Amazon or BN.com. A real review, not one line about how awesome the book is. You don’t even have to say the book is awesome. Say it stinks if you want, just write a review that proves that you read it.
500 points
– Book us for a signing at your bookstore (chain, independent, whatever)
1000 points
- Book either of us for at least 2 segments on your radio show. A real radio show, not you on the internet with a tin can and zero listeners.
2000 points
– Same thing for TV.
5000 points
– Book either of us to speak to your group of at least 20. (We’re serious. See here.)
150,000 points - Hire a skywriter to spell ControlYourCash.com over a major American city.

Every point is an entry in our drawing; we’ll amass the totals March 19. Check back often: we might be giving away more stuff, conditional on the generosity of our fellow bloggers. And thanks again for making us the fastest-growing site in personal finance (a wholly unverifiable claim.)

Guys, you can totally watch this too


On April 13, Betty’s going to be on The Balancing Act, on Lifetime Television.

It’s a 1-hour weekday show, on at 7 am Eastern and Pacific. According to Lifetime, The Balancing Act is “dedicated to creating trusted solutions — for women facing today’s greatest challenges.” It’s unclear where they rank building wealth among “today’s greatest challenges”, but it’s probably somewhere around scaling nuclear power down to household size and figuring out whether it’s feasible to send humans to Mars.

And if Betty’s not a trusted solution, no one is.

Seriously, we’ve caught a few episodes of the show and it’s extremely fun.  They talk about cooking, beauty, fashion, travel, and on April 13, personal finance. Betty’s going to share tips from Control Your Cash: Making Money Make Sense and hopefully help viewers learn how to buy assets, sell liabilities, and live life on their own terms.

Also, Denise Austin is part of the show, which means Greg is going to find a way to make it to the studio.

If you’re watching TV at that hour of the day anyway, what are you watching? Probably your insipid local news program, which is hosted by a couple of plastic anchors who would gladly sell your and their families into slavery for a chance to move to a bigger market. Either that, or you’re watching the same SportsCenter that was on the previous night and will be on another 8 times that morning. Instead, join Betty on Lifetime. We’ll testify that she’s delightful to wake up to.

10 Tips for Writing a Personal Finance Blog Post

Misspelled wrist tattoo

A misspelled wrist tattoo will greatly reduce the chances of your law firm making you a partner

Start by giving it an easily digestible title, preferably one that features a particular number of ways of doing something.

Then, drop in a lazy reference to Google and the number of hits it returned regarding a key phrase from your blog post. That’ll make people marvel at how many others from around the world are presumably thinking about the topic you’re writing about. Did you know that the phrase “the topic you’re writing about” returns 427,000 results?

(By the way, that’s a gigantic lie. Now, if you type in that phrase in quotes, Google’s first page will indeed attest to that many results. However, if you click through them all, hitting the “next” page on the bottom right corner and going through 10 pages of results at a time, you’ll find that the number of results Google initially estimates and the number it returns differ exponentially. This goes for almost any search term. In this case, Google really returns only 282 results, no more than 278 of which are unique.)

Now that that’s out of the way, talk down to your readers as best you can. Whatever you do, convey as little worthwhile information as possible. State the obvious, and don’t even bother to dress it up in original or unorthodox prose. We read one recent entry from a prolific cross-poster who opened a post on life insurance with the sentence “I don’t like to think of my husband dying unexpectedly.” She wasn’t going for humor, either. She was as earnest as the Pope conducting Easter Mass. You see, because her husband is someone whose company she enjoys, and whom she therefore wants to live, i.e. not die.

Use exclamation points to show readers where the funny parts are!

Now, shoehorn your own experiences into the post, regardless or how relevant they are. Even better, if you can find an instance or two from your personal life that somehow illustrates the bad habits you don’t want your readers to exhibit, and you’re not even self-aware enough to make the connection – well, then you’re close to striking gold. Something like this:

Now, I never gamble. Well, once in a while I go to Vegas with friends, but only for a few days at a time and we only play the slots – none of those complicated card and wheel games! Besides, it’s not like we’re there just for the purpose of wasting money. On most of those trips we go primarily to drink as much as we can, pay for bottle service at clubs and maybe buy some cigars. That’s just me and my friends, though. I certainly can’t tell you what to do. A little moderation is good, though, if you’re looking for rationalization and for a bromide from a person who clearly can’t form an independent thought and is reduced to only speaking in clichés and catchphrases.

Another critical maneuver that separates the award-winning blog post from the merely unreadable one is sloppy editing. Whatever you do ,ensure that you’re punctuasion marks conflict with standerd usage. Spell however you feel like speling, too. Youve got content to create! Your not some english professer of something. Most importantly   screw up you’re homonyms. Their to vital too get correct.

Another thing to remember when writing a personal finance blog post is to be as stilted as possible. When you write with the awkwardness of a middle school student, i.e. someone between the ages of 11 and 14, who goes to school, your writing will achieve a level of dry lifelessness that exudes from the page. Or more precisely, a level of dry lifelessness will be achieved by your writing. When the passive voice is used by you, that sentences pile on top of one another instead of flowing will be noticed by your readers, especially if you think a comma is interchangeable with a period and a run-on sentence is as easily read as a series of sentences. This type of writing is preferred by attorneys and politicians, and thus is indicative of a highly cultured brain. Speaking directly is to be discouraged.

And even if you’re going to use the active voice, never ever cut. Always leave every word in. Don’t remove anything you’ve written. Even if you conveyed an identical thought in a nearby sentence.  Don’t write conversationally, if you can help it. Using “needs” as a noun is just one way of showing that you’re far too bright to communicate in everyday parlance. Why tell people to buy the cell phone with the right tradeoff between features and price when you can tell them to get the one that best suits their communication needs? Better yet, tell them to get the one that provides the best overall phone experience. Or that specializes in phone solutions. If you can work “needs”, “experience”, “solutions” and “going (or moving) forward” into the same sentence, move to the advanced class.

Finally, elicit feedback cheaply with a series of open-ended questions that summarize your post’s content. Use boldface and italics if at all possible.

Do you think these are legitimate tips for writing an uninspired blog post? Do you have tips of your own you could share?